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This Privacy Policy for TRE-CRED SOLUTIONS PRIVATE LIMITED (doing business as FINTM SOLUTIONS) (“FINTM SOLUTIONS,” “we,” “us,” “platform” or “our“), describes how and why we might collect, store, use, and/or share (“process“) your information when you use our services (“Services“), such as when you:Visit our website at http://www.Fintmsolutions.com, or any website of ours that links to this Privacy Policy, or any other application of ours that links to this Privacy Policy. Engage with us in other related ways, including any sales, marketing, or events Questions or concerns? Reading this Privacy Policy will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at support@fintmsolutions.com.WHAT INFORMATION DO WE COLLECT?
We collect personal information that you voluntarily provide to us when you register on the Services, express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services, or otherwise when you contact us.Personal Information Provided by You. The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. The personal information we collect may include the following:namesphone numbersemail addressesmailing addressesdate of birthgendereducation qualificationjob titlesusernamesincome detailscontact preferencescontact or authenticationdata billing addressesKYC detailsImages/photographsAadhaar detailspan detailsdocuments supporting any of the above information and password required to access those documents, wherever necessary
Sensitive Information. When necessary, with your consent or as otherwise permitted by applicable law, we process the following categories of sensitive information: credit worthiness datacontact information Application Data. If you use our website, we also may collect the following information if you choose to provide us with access or permission:
1. Geolocation Information. We may request access or permission to track location-based information from your mobile device, either continuously or while you are using our mobile application(s), to provide certain location-based services. If you wish to change our access or permissions, you may do so in your device’s settings.
2. Mobile Device Access. We may request access or permission to certain features from your mobile device, including your mobile device’s calendar, camera, contacts, microphone, reminders, sms messages, and other features. If you wish to change our access or permissions, you may do so in your device’s settings.
We use cookies and similar tracking technologies (like web beacons and pixels) to access or store information. Specific information about how we use such technologies and how you can refuse certain cookies is set out in our Cookie Policy. Our Cookie PolicyA “cookie” is a small piece of information stored by a web server on a web browser so it can be later read back from that browser. Cookies are useful for enabling the browser to remember information specific to a given user. We place both permanent and temporary cookies in your computer’s hard drive/Mobile. You may choose to set your web browser to refuse cookies, or to alert you when cookies are being sent. We let other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies’ use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to our cookie.Most Web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove cookies and to reject cookies. If you choose to remove cookies or reject cookies, this could affect certain features or services of our Services.HOW LONG DO WE KEEP YOUR INFORMATION?
We will only keep your personal information for as long as it is necessary for the purposes set out in this Privacy Policy, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements). No purpose in this Policy will require us keeping your personal information for longer than the period of time in which users have an account with us. When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.HOW DO WE KEEP YOUR INFORMATION SAFE? We have implemented appropriate and reasonable technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, transmission of personal information to and from our Services is at your own risk. You should only access the Services within a secure environment. DO WE COLLECT INFORMATION FROM MINORS?We do not knowingly solicit data from or market to children under 18 years of age. By using the Services, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent’s use of the Services. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under age 18, please contact us at support@fintmsolutions.com. HOW DO YOU UPDATE YOUR PERSONAL DATA? You specifically consent and agree that the personal Information pertaining to your account on FINTM SOLUTIONS shall be both accurate and current. If you wish to update your Personal Information which is inaccurate or incorrect, you can update the same by emailing us at support@fintmsolutions.com or by using the self-help tools available in our Platform that allow you to directly review or update your Personal Information. As per the existing legal regulations, specific data fields (such as name, Aadhar number, KYC details address etc.) in your Personal Information would be locked in our systems once you enter that information in our Platform. For certain types of Personal information including but not limited to financial information like bank details, FINTM SOLUTIONS(TRE-CRED SOLUTIONS PVT LTD) may seek additional documents for verification purposes.If any part of your Personal Information changes during the course of your engagement with us and your use of our Platform, please use email us at support@fintmsolutions.com. In addition to being able to update and correct your personal data, you may also have other data protection rights, including:The right to withdraw your consent at any time, wherein we have collected and processed your personal data with your consent pursuant to this Privacy Policy. However, you agree that withdrawing your consent will not affect the lawfulness of any processing we carried out before your withdrawal, nor will it affect processing of your Personal Information carried out in reliance on other lawful grounds other than consent. You also agree that in case you do not provide consent or later withdraw your consent, we request you to not access our Platform and/or use the Services. In such a scenario, we also reserve the right to not provide you any Services through our Platform and may delete your information or de-identify it so that it is anonymous and not attributable to you. The right to ask for a copy of your Personal Information in a portable (machine-readable) format. The right to deny us from using your Personal Information for direct marketing other campaigns/programmes. The right to make any of the above requests by contacting us at support@fintmsolutions.com.We will respond to all requests in accordance with applicable laws. Further, You can request us to delete your data by dropping a mail to support@fintmsolutions.com. We have the right to deny this request in case of any fraud, unwanted activities, or any business or compliance requirements, which requires data retention for a certain period of time. WHAT ARE YOUR PRIVACY RIGHTS? Withdrawing your consent: If we are relying on your consent to process your personal information, which may be express and/or implied consent depending on the applicable law, you have the right to withdraw your consent at any time. You can withdraw your consent at any time by emailing us at support@fintmsolutions.com However, please note that this will not affect the lawfulness of the processing before its withdrawal nor, when applicable law allows, will it affect the processing of your personal information conducted in reliance on lawful processing grounds other than consent. Opting out of marketing and promotional communications: You can unsubscribe from our marketing and promotional communications at any time by clicking on the unsubscribe link in the emails that we send, or by emailing us support@fintmsolutions.com. You will then be removed from the marketing lists. However, we may still communicate with you — for example, to send you service-related messages that are necessary for the administration and use of your account, to respond to service requests, or for other non-promotional purposes. Account InformationIf you would at any time like to review or change the information in your account or terminate your account, you can: Contact us at support@fintmsolutions.com
Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, we may retain some information in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our legal terms and/or comply with applicable legal requirements.If you have questions or comments about your privacy rights, you may email us at support@fintmsolutions.com. DO WE MAKE UPDATES TO THIS POLICY? We may update this Privacy Policy from time to time. The updated version will be indicated by an updated ”Revised” date and the updated version will be effective as soon as it is accessible. If we make material changes to this Privacy Policy, we may notify you either by prominently posting a Policy of such changes or by directly sending you a notification. We encourage you to review this Privacy Policy frequently to be informed of how we are protecting your information. WHO CAN YOU REACH FOR GRIEVANCE REDRESSAL? In accordance with the Information Technology Act, 2000 and rules made thereunder, if you have questions or comments about this Policy, you may contact our by email at support@fintmsolutions.online.M/s TRE-CRED SOLUTIONS PVT LTDROYAL PALMS MAINFRAME,OFFICE NO.B-WING, 741GOREGAON EAST400065.
Complaints or Suggestions Any feedback, questions, concerns, or suggestions you provide to us with respect to our Services shall be deemed to be non-confidential and we shall be entitled to use the same on an unrestricted basis. Further, by submitting the feedback, you represent and warrant that (i) your feedback does not contain confidential or proprietary information of yours or of third parties; and (ii) We are not under any obligation of confidentiality with respect to your feedback. Please Contact Us on Our https://www.fintmsolution.com/about-us page or by email at support@fintmsolutions.com or m/s TRE-CRED SOLUTIONS PVT LTD Royal palms mainframe office no.B-wing,741 Goregaon East, 400065 for any feedback, questions or comments regarding this Privacy Policy. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU? Based on the applicable laws of your country, you may have the right to request access to the personal information we collect from you, change that information, or delete it. To request to review, update, or delete your personal information, please submit a request form by clicking here: Find here Last Updated on: Dec 20, 2023
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